When change accelerates as quickly as it does today, innovation must strive to outpace it. Challenges coming from every angle – rising customer expectations, emerging data streams, digitally native business models, growing connected networks, climate change and economic volatility – have created an environment where innovation is essential for insurers. It is incumbent upon Guidewire, customers and partners to innovate together so that insurers have the platform they can rely on to grow profitably, strengthen customer engagement, and underwrite new risks in the face of accelerating change.