Guidewire White Papers

Hiding in Plain Sight: Towards Now-Gen Cyber Risk Underwriting

The quality and quantity of data needed for confident cyber underwriting and capital reserving has hampered growth of this industry and consequently has underserved market demands for cyber risk transfer. In particular, the clamoring has anchored around cyber incident data-historical loss events and claims.

Myth busted: the more actionable problem is under-extraction of insights from the actuarial data that has been generated around cyber incidents. Specifically, there is a facet of incident data that promises to drive better underwriting but which insurers have left on the proverbial cutting room floor: post-incident digital forensics.

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