Guidewire White Papers

COVID-19 and Insurance Economics: Implications on U.S. Personal Auto

The current COVID-19 outbreak and mitigation efforts around the globe have impacted nearly every part of life — P&C insurance is no exception.

While many industry experts have hypothesized the overall implications for the sector, and insurers are analyzing their books of business, Guidewire is extrapolating from transactional data to better understand emerging patterns.

This white paper examines the impacts of the reduction in exposure from work-from-home and shelter-in-place mitigation policies on the personal auto line of business in the United States. Specifically, the following topics are being discussed:

  • COVID-19 U.S. auto claims trends and insurer responses
  • The use of business intelligence solutions to examine the current trends across the broader market
  • Implications for public policies and usage-based auto insurance

Please read to learn more


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